ACH/Checks Merchant Account Rates and Fees

The following lists our ACH check processing rates through eCheck. ACH Check processing allows you to charge your customer's checking account for goods and services. The check may or may not be present, and the information from the check or checking account is hand entered. An Authorize.Net account is required for eCheck ACH check processing.

Check Processing and
ACH Rates
Setup Fee $25.00
Discount Rate 0.98% - 1.74%
$0-$4,999.99 Transaction Volume 1.74%
$5,000.00-$49,999.99 Transaction Volume 1.48%
$50,000.00 + Transaction Volume 0.98%
Transaction Fee $0.30

In addition, we also offer a free check collection service. The check collection service will collect any bad checks on your behalf, at no cost to you. You will never have to deal with bounced or NSF checks from your customers again. The following lists the check collection fees:

Service Industry Average Argus Merchant
Setup Fee $ 100.00 $ 0.00
Monthly Fee $ 10 - 20 $ 0.00

Note: Rates are effective for accounts setup on or after June, 1st, 2014. Above is a summary only and may not be all inclusive, all fees are listed in the in the merchant application and agreement. Minimums may apply to some accounts. Unlike other providers we do not charge a cancellation fee if you go out of business or you have a service issue we cannot solve.